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Used Diesel Cars for
Gap Insurance
RTI Gap Insurance for your Used Diesel
Great cover for your used car
Returm To Invoice (RTI) Gap Insurance from DCC is available to you whether you paid cash, borrowed the money from a bank, or financed your car through us.
Added Protection for your used car
Gap Insurance will protect you against depreciation if your car is stolen and not recovered, or damaged beyond safe or economical repair and your insurer declares it to be a total loss.
Get back what you paid for your used car
When your insurer declares your car to be a ‘total loss’ through theft, vandalism or accident, it's really important to understand that they typically only pay the trade value of your car on the date of loss - not the invoice price i.e. what it was worth when you bought it.
However, if this happens, Return To Invoice Gap Insurance will pay the difference between what you paid for your car and the value of your car when it was declared a ‘total loss’.
Why do I need Gap Insurance?
In the UK, car crime is one third of all crime; a vehicle is stolen every minute with a third never being recovered. A sad fact is that over 500,000 vehicles become a total loss each year.
Motor Insurance settles the depreciated value, not the purchase value. From the second you start driving your car it's depreciating and typically, insurance companies depreciate cars by up to 60% over a three year period.
We Pay For What Your Insurance Company Does Not!
How will you value my used car?
The purchase value is the cost of the car as shown on the invoice. We're often asked what is included in the purchase price of the car, here's a useful guide;
Do Include:
Factory fitted accessories if your car is new
VAT unless you are vat registered
Don't Include:
Any discount
Warranty charges or insurance premiums
Vehicle excise license (vehicle tax disc)
Dealer fitted extras
Delivery charges
To ensure the benefit due to you is fairly and impartially calculated, we recognise the independent third party valuation of Glass's for accurate purchase and loss valuations. Glass's Guide has been the motor and insurance industry’s leading car valuation service for almost 75 years. As with all responsible Gap providers, should there be any difference in the loss or purchase value, we refer to the Glass's retail value.
Features
Available for all Used Cars
Refunds up to £25,000
7 years old at inception (no age limit after inception)
Available whether you paid by...
Cash
Motor Finance
Personal Loan
Benefits
Provides cover against financial loss where it's unsafe to repair the car, the cost of repair is greater than the pre-accident loss value, the car has been stolen and not recovered and your motor insurer declares your car an insurance write-off/total loss.
Great cover for Used cars
Refunds depreciation
Protects your investment
Replace your car with one of similar value
Can pay you up to a maximum of £25,000
There's no maximum mileage limit from the date of purchase
Cover available for up to four years
21 day money back guarantee. Whatever the reason, you can cancel your policy within the first 21 days and we will refund your premium in full.
The Gap policy holder doesn't need to be the registered keeper or even the comprehensive insurance policy holder, but they must be named on the motor insurance policy.
Your total loss is covered when it occurs within Great Britain, Northern Ireland, the Isle of Man, the Channel Islands, member countries of the European Community and any other country for which an international motor insurance card ("Green Card") in respect of the car is effective at the Date of Loss.
Great cover for your used car
Returm To Invoice (RTI) Gap Insurance from DCC is available to you whether you paid cash, borrowed the money from a bank, or financed your car through us.
Added Protection for your used car
Gap Insurance will protect you against depreciation if your car is stolen and not recovered, or damaged beyond safe or economical repair and your insurer declares it to be a total loss.
Get back what you paid for your used car
When your insurer declares your car to be a ‘total loss’ through theft, vandalism or accident, it's really important to understand that they typically only pay the trade value of your car on the date of loss - not the invoice price i.e. what it was worth when you bought it.
However, if this happens, Return To Invoice Gap Insurance will pay the difference between what you paid for your car and the value of your car when it was declared a ‘total loss’.
Why do I need Gap Insurance?
In the UK, car crime is one third of all crime; a vehicle is stolen every minute with a third never being recovered. A sad fact is that over 500,000 vehicles become a total loss each year.
Motor Insurance settles the depreciated value, not the purchase value. From the second you start driving your car it's depreciating and typically, insurance companies depreciate cars by up to 60% over a three year period.
We Pay For What Your Insurance Company Does Not!
How will you value my used car?
The purchase value is the cost of the car as shown on the invoice. We're often asked what is included in the purchase price of the car, here's a useful guide;
Do Include:
Factory fitted accessories if your car is new
VAT unless you are vat registered
Don't Include:
Any discount
Warranty charges or insurance premiums
Vehicle excise license (vehicle tax disc)
Dealer fitted extras
Delivery charges
To ensure the benefit due to you is fairly and impartially calculated, we recognise the independent third party valuation of Glass's for accurate purchase and loss valuations. Glass's Guide has been the motor and insurance industry’s leading car valuation service for almost 75 years. As with all responsible Gap providers, should there be any difference in the loss or purchase value, we refer to the Glass's retail value.
Features
Available for all Used Cars
Refunds up to £25,000
7 years old at inception (no age limit after inception)
Available whether you paid by...
Cash
Motor Finance
Personal Loan
Benefits
Provides cover against financial loss where it's unsafe to repair the car, the cost of repair is greater than the pre-accident loss value, the car has been stolen and not recovered and your motor insurer declares your car an insurance write-off/total loss.
Great cover for Used cars
Refunds depreciation
Protects your investment
Replace your car with one of similar value
Can pay you up to a maximum of £25,000
There's no maximum mileage limit from the date of purchase
Cover available for up to four years
21 day money back guarantee. Whatever the reason, you can cancel your policy within the first 21 days and we will refund your premium in full.
The Gap policy holder doesn't need to be the registered keeper or even the comprehensive insurance policy holder, but they must be named on the motor insurance policy.
Your total loss is covered when it occurs within Great Britain, Northern Ireland, the Isle of Man, the Channel Islands, member countries of the European Community and any other country for which an international motor insurance card ("Green Card") in respect of the car is effective at the Date of Loss.